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Welcome to Legacy Home Loans.
Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.
We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.
Home Loans in Tennessee
We offer FHA, USDA, Jumbo and VA loans.
- FHA: First time buyers can take advantage of lower down payment requirements offered by the Federal Housing Administration.
- USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
- Jumbo: Buyers whose properties exceed conventional maximum values can benefit from our Jumbo program.
- VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.
If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.
We offer the following refinance programs:
FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo
We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.
Latest from the Blog
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more variables when refinancing a condo, such as...
Legacy Home Loans is pleased to welcome Billy Winfree to the team as a Mortgage Loan Advisor. Since joining the mortgage business in 2000, Billy has been consistently recognized for his high level of production and superior customer service. Prior to joining the team at...
A home inspection alerts you to any immediate repair concerns plus gives you an idea of what it may cost to maintain the home in good condition. Let's take a closer look at the home inspection process so you know what to expect, and what the inspection does and does not include...
You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post to learn the factors that determine if and when you can get rid of your mortgage insurance. What...