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  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
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Welcome to Legacy Home Loans.

Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.

We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.

Home Loans in Tennessee

We offer FHA, USDA, Jumbo and VA loans.

  • FHA: First time buyers can take advantage of lower down payment requirements offered by the Federal Housing Administration.
  • USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
  • Jumbo: Buyers whose properties exceed conventional maximum values can benefit from our Jumbo program.
  • VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.

Tennessee Refinance

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We offer the following refinance programs:

FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo

Inquire Today

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.

Latest from the Blog

Recent Articles

Jun
23
2021
New Credit And How It Affects Your Credit Score
Your credit score matters in home loan approval and determining the rate you ultimately receive. Essentially, the higher the score, the lower the interest rate. That's why you must consider any action that might affect your score, such taking out new credit. Even a small loan can have a...
Jun
16
2021
All About Liens and Home Loans
A lien is a property right someone else has on your property and gives the lienholder legal power to take your property as compensation if you default on your payments or break the contract terms. A mortgage is the most common type of property lien. If you don't pay back the home loan, the...
Jun
09
2021
Is Buying A Home With Bad Credit A Smart Choice?
Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause. There are several factors that mortgage lenders consider when you apply for a loan, and there are even options available specifically for those with poor credit. Read on...
Jun
03
2021
Is Buying A Home Without Real Estate Agent A Good Idea?
Whether you're a first-time home buyer or an experienced homeowner, you may be wondering if it's truly necessary to work with a real estate agent when buying a property. Here's what you need to know about working with an agent and how to go about purchasing a home without one should you...